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Annuities/Retirement
Resources and strategies to help you make wise decisions for you and your family’s future.
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Medicare Supplemental & Advantage Plans
When most Americans turn 65 years of age, they become eligible for Medicare. Original Medicare consists of Medicare Part A and Part B. Medicare Supplemental Policies help pay the excess expenses that Original Medicare does not cover, as well as provide Part D prescription drug coverage. Medicare Advantage plans provide alternative coverage and use network based plans to control costs.
We can help navigate the complexities of choosing the right plan to cover medical and prescription needs. For help in finding the right plan, click here to learn more.
Individual/Family Medical Insurance
There are many choices for healthcare for those under 65 in today’s society and deciphering the differences between plans can be quite daunting. Let us help you determine the best plan for you and your family.
Click here to learn more about the options that are available in medical insurance.
Dental, Vision and Hearing
Researchers have found that there is a direct relationship between oral health and overall wellness. Gum disease is linked to a host of illnesses including heard disease, diabetes, respiratory disease, osteoporosis and rheumatoid arthritis.
Dental insurance has become one of the benefits most requested. Vision and Hearing insurance may be paired with dental, or offered as stand alone coverage.
Click here for information on individual dental and vision insurance.
Voluntary Accident Coverage
Accident insurance helps provide a layer of protection for individuals and their families that major medical plans may not cover.
Next Day/Short-Term Medical Coverage
Short-Term Medical (STM) insurance plans are designed for healthy individuals and families to bridge gaps in health care coverage. They offer the security of coverage and provide protection from catastrophic and unexpected healthcare emergencies. Click here to determine if this offering applies to your situation.
Long Term Care Solutions
Long Term Care (LTC) products and services are available from Capital Assurance Management. These policies help meet the needs of people with chronic illness or disability. Both medical and non-medical conditions can contribute to not being able to care for themselves for long periods.